Thursday, 15 December 2016

Tips for Smart and Safe Online Searching

There have always been and probably will always be dangers when searching for things on the internet. Some of those risks include exposure to illegal or offensive information and the possibility of hackers getting into your information. However, there are risks to everything you do; you just have to know how to avoid and deal with those dangers. Below is a list of tips to follow to always be safe on the internet when searching for things.

1. Some search engines will warn you if you are about to come across some potentially dangerous material. This will not prevent you from having access to it, but from there you can decide if you still want to continue on to that page.

2. Make sure that you use the most accurate wording when searching for information you need. This will help you to avoid coming across unwanted information and will get you to the place you need.

3. Along with the most accurate wording when searching for things on the internet, use correct spelling too. This will also help you to avoid any unwanted information.

4. Consider installing some filtering software on your computer. This will help protect you from pages that you can get scammed through and offensive or illegal materials that you don’t want any access to.

5. Keep in mind that not all information on the internet is reliable. You can’t believe everything you see, so be cautious when on all websites. Hackers could be looming and bogus information may be displayed.

6. Some search listings are paid for by companies to promote their products and services provided. Such things should have the wordings “Ad” or “Sponsored Results” and will usually appear at the very top of the page.

7. Have a filter. It’s a good idea to filter your searches to what you want, especially when it comes to pictures. If there are things on the internet that you do not want to see or have access to, turn on the filter feature on your computer.

8. Avoid common words in your searches. Those common words include “A” and “The”. These words are unnecessary.

Follow these tips if you encounter illegal and unwanted information on the internet:

* If you ever come across something you consider to be illegal, such as child abuse photos or any other crimes, report them to the Internet Watch Foundation.

* If you come across racism or terrorist content, these things should be reported to the police.

There are ways to be safe when searching and doing things on the internet. It’s important that you know some of these tips to ensure you are always being safe. There can be some very scary things on the internet, so it’s key that you know how to prevent those such things from invading your life, privacy, and computer.



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Ways to Protect Yourself from Identity Theft

Each year, millions of people are impacted by identity theft. Since 2009, it has exponentially increased with at least 12 million people affected. If that’s not something to worry about, then maybe this is: it takes over 600 hours to restore your reputation and identity after falling victim to identity theft. Listed below are steps and tips to take in preventing yourself against identity theft.

1. Make good and strong passwords. Choose words and phrases that no one would be able to guess. If you have difficulty thinking of your own password that no one else would be able to guess, try some free password generators online. Good passwords should always have capital letters, numbers, and be at least 12 characters long.

Also remember to never use the same password for any other websites. If any hackers do get access to one account, they won’t be able to get access to all your other ones without knowing your other passwords.

2. When making a PIN number, avoid easily guessed numbers like your birth year, social security number, birth date, or phone number.

3. Beware of phishing scams. Phishing involves the sending of emails that appear to be harmless. Then, once you click on them and open the attachments or links given, you are flooded with downloads you didn’t agree on or asked to confirm what your passwords, social security numbers, etc. are.

Any such email should set off a red flag. Other phishing scams can include false lottery wins – letting you know that you’ve won big on the lottery. They’ll then ask you your banking information, social security number, and passwords. This is where the scammers have access to who you are and all of your money.

4. Take care when shopping online. Always make sure that when you’re shopping the web address contains “https” instead of “http”. If it contains “http” the website is not secure and should not be used. You can also try having a separate credit card for shopping online. This will make it easier to tell if your information has been compromised. It will also prevent hackers from getting access to your “real” credit card.

5. Never open/answer unsolicited and unwanted emails. If you don’t recognize the sender, don’t open it, and definitely don’t answer any questions asked. If you do answer the email, it confirms to the hacker that you are a real person. Aside from identity theft, there could also be viruses looming within the email. Once opened, your computer is compromised and filled with viruses.

6. Carry your wallet or bag safely. Even if you think you live in a safe area, thieves can be looming, ready to take your belongings once you’re not paying attention. Listed below are some ways to discourage the possibility of your wallet and information from being stolen.

* Never leave your belongings unattended. Unattended belongings are an easy target for any would-be thieves. Always keep an eye on your things. This simple step can save your identity and your money.

* Never leave your wallet in a pocket where it’s hanging out. This leaves your wallet exposed and easy for anyone to take.

* If you use a purse, don’t carry it on one shoulder. It’s easily snatched that way. If you can, carry it across your body.

7. Shred any documents that have your confidential information on it. Don’t just throw away those old billing statements and other documents. People may go through your garbage and find all of your banking and personal information. Shredding your paperwork will prevent unwanted people from gaining control of who you are and your money.

Your identity is who you are so you don’t want some stranger to take that away from you. You always want to protect yourself from the inevitable, so it’s important that you know how to protect yourself from something like your identity being stolen.



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Wednesday, 14 December 2016

How to Create a Secure Password You Can Remember

It’s often very difficult to balance the needs of highly secure passwords and actually remembering them all. The passwords that are the most difficult to remember are the ones that are stronger and more secure. If it’s hard for you to remember, then it’ll be even harder for hackers to guess it.

However, since these passwords are the thing that will get you into important documents and places, you’ll need some way of remembering, and a password manager can’t always be of help. Instead, you can use your memory to help you along. Below are some tips to help you create a secure password that you can actually remember.

1. Create a long password; the longer the password, the harder it is for a hacker to hack into your accounts. Consider making it at least 12 characters long. Make sure that you avoid names, places, important dates, and dictionary words.

2. Mix it up. Use variations of capitalization, numbers, spellings and punctuation.

3. Use Bruce Schneier’s Method. This method states that you take a sentence that means something to you, or a completely random one, and abbreviate and combine the words in unique ways to form a password. For example, “There’s no place like home!” In password language, this can translate to “TNPLH!” This method allows you plenty of freedom in making a password. You don’t have to do it the way mentioned above; you can arrange the sentence into any password that makes sense to you.

4. Never reuse a password for other sites. If a hacker does eventually figure out your password to one site, he now has access to all your other accounts.

5. You don’t have to change your passwords every 90 days. Unless you feel your passwords have been compromised, changing your passwords periodically does more harm than good.

6. Beware of the “secret question”. This is the question that sometimes pops up if you have forgotten your password. You don’t want the answer to this question to be easier to guess than your actual password.

7. Choose a favorite passage out of your favorite book and use a word out of that passage. For example, if you favorite book is “The Hunger Games” by Suzanne Collins, an example of a password would be, “2WhitePetals52”. In this example the “2” symbolizes the paragraph number, “White Petals” symbolizes the group of words chosen, and “52” is the page number.

Creating a password that you can remember and a password that hackers cannot guess is hard. It seems as though hackers can get into everything despite the precautions we take. However, with harder and more complex passwords, we can help diminish the possibilities of getting hacked.

Just remember to be clever when creating your password. Don’t ever choose a password that many people could easily guess. So, that means, don’t make your password your birthday, your child’s name, your anniversary, etc.

Be smart with your passwords. After all, those 12 characters are the only thing keeping pesky hackers from snooping in your stuff.



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What You Need to Know about Mobile Banking Fraud

We are living in the information age where everything is just a few clicks of our fingertips. This is especially true about our banking. We’re always on the go and it’s so easy and convenient to do banking from our mobile devices. You’re in the store and see a new pair of shoes, but do you have the money to afford it? Maybe you take a look at your bank account.

However, there are risks to mobile banking. You now have easy access to your funds, but so do the crooks. However, you can take steps to keep your money safe. Here are some ways to protect yourself from mobile banking fraud.

1. Make sure your bank is using multi-factor authentication. A bank that requires multiple different ways for you to identify yourself when on a new device is the first great defense against banking fraud.

2. Utilize email and text alerts. Receive immediate alerts any time there is unusual activity on your bank account, or even any time there’s activity so you can see your interactions as soon as they occur and can verify that they are yours.

3. Regularly change your account passwords. And don’t just add a new number to the end of the old one either. Make it a significant change. Using a password generator could be a great way to create hard-to-guess passwords for yourself and then save them on a site like Passpack.com so you don’t forget them. Don’t use the same password throughout your accounts either, banking or otherwise. Your banking transactions will be much more secure if you are using a different password than you have for your email for example.

4. Be vigilant, aware, and suspicious. Check your account frequently from secure locations. Be aware of what transactions you’re making. Remember that if something sounds too good to be true, then it probably is. Know what new scams are out there and be on the lookout for those. Speak with your bank to find out what they are doing to protect you and your account from scammers.

5. Update your mobile devices. Make sure you have the latest security protection not only on your personal computers, but all of your mobile devices as well.

6. Secure your mobile device with a strong passcode. Be cautious about the sites you visit on your mobile device and what information you give out, especially if you’re using public Wi-Fi. Whatever information you put over a public Wi-Fi signal is not safe or secure.

7. Look for secure websites when making purchases with your mobile devices. Sites with https are secure. If you see the little lock symbol in your browser as well, you can be assured that the site has taken extra measures to make sure your personal information and credit card numbers are not being filtered out all over the internet for anyone to see.

8. Use a digital wallet. This will store all of your credit cards so you don’t have to use the actual card at a store, but it has a unique card number. No worries if you lose your device, though, because no one can access your digital wallet. It’s easy, convenient, and secure.

If you keep up to date on what is happening out in the world and also keep changing your passwords, then you should avoid most mobile banking fraud. Remember, work with your banking institutions to keep your funds safe and protected. Frequently checking your credit will alert you to any issues as soon as they arise.



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Common Scams That Lead to Malicious Attacks

Hackers and scammers come up with creative ways to gain control of you and your computer. Unfortunately for us, it’s sometimes very hard to figure out when you are about to be scammed. It’s very important that we know the signs when someone is about to take advantage of us and our computers. Listed below are common scams and tactics that people will use that will then lead to a malicious attack.

1. Phishing Emails

Phishing attempts usually come by form of email. Scammers will send you an email that looks like it has come from a legitimate site, like banks or from stores that you often shop at. Some of the most common forms of a phishing attack include:

* Emails from people claiming to be stranded somewhere. In this type of email, they will ask you to send them money by clicking on an attachment they have sent you. Once you click on the link, the scammers will have access to your private information.

* Emails claiming to be from news organizations talking about some of the biggest news in the world at the time. These emails will ask people to click on the link given so they can then read the whole story. That link will then lead you to a malicious website. This is where the scammers can gain access to your computer’s information.

* Emails threatening to harm you or someone you know if you do not pay the sum of money they are requesting.

2. The Money Laundering Scam

This is one of the oldest scams around. Nearly everyone at one time or another has gotten an email from someone begging you to help them to retrieve their large sum of money from a bank. In exchange for your help, they will offer you a large amount of money.

This is all only the beginning, though, because soon they will be asking you for more money for additional services. At the end of this, you will be left broke and without the promised money. There have even been cases where these people have made a malicious attack on the computer.

3. Greeting Card Scam

This email always looks like it is coming from a friend. However, when you open it, you aren’t surprised with something sweet; you’re surprised by scammers gaining control of your computer. After the “card” is opened, malicious software is downloaded, which is when pop-ups will start showing up all over your screen. You may also notice strange windows popping up on your screen once your computer has been attacked.

There are some very destructive and creative ways for people to gain control of you and your computer. It is often very hard to decipher when you are being attacked. You should always be on the lookout when you get emails. Scammers are always lurking and are just waiting for you to let your guard down so they can take what is rightfully yours. But when you’re always aware, you will be able to prevent yourself from being scammed.



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Tuesday, 13 December 2016

Online Charity Donation Safety Tips

Online charities have evolved into something that has enabled people to quickly and easily donate money and give charitable donations. Each year, millions of dollars are given to hundreds of thousands of charities worldwide.

As you do more financial transactions online, it’s important to be vigilant on remaining safe when donating your money. Unfortunately, hackers are hiding everywhere, making it that much harder to trust anything. If you are a regular donor to charities or plan to donate to charities, listed below are tips for you to follow and keep in mind when donating your money online.

1. Verify the charity. Whether you are giving offline or online, you should always verify that the charity you want to donate to is legitimate. Research the charity and make sure you read about their mission, programs, and any other important information to ensure your money is going to a place that truly needs it – and isn’t just after your money.

2. Look for privacy policies. Make sure that the charity you want to donate to isn’t going to freely hand out your information to random people. Make sure that your private information is safely guarded and will be used properly.

3. Beware of fake websites. Pay close attention to the web address of the charity’s website. Oftentimes, scammers will make up a web address that looks very similar to a legitimate charity. Pay attention to what you’re typing when searching for a specific charity. Mistyping the charity and not realizing it can be very bad for you and your privacy.

4. Beware of any attachments in emails. Never open any attachments that are from unsolicited websites. This is where many scammers will lure you into giving out your information freely. Some of these attachments may even harm your computer. Trust your gut when looking at an email. If you don’t recognize the sender, don’t open the attachments.

5. Only donate through websites that are secure. To tell whether or not a website is secure, look for “https” rather than “http” in the URL address line. You should also look for the “padlock” symbol on your browser’s status bar. This will let you know if the website is safe or not.

6. Protect your confidential information. Do not click on any links asking for your personal information like passwords, bank account numbers, or credit card numbers. This is known as phishing, and you don’t ever want to fall victim to this crime.

It’s very unfortunate that people feel the need to make fake charity accounts just so they can make some money. However, it’s just the type of world we live in. We must adapt to these unfortunate events and do everything we can to prevent ourselves from falling victim to these despicable people.

Hopefully these tips will provide some assistance to you for the next time you donate to charities. Don’t ever shy away from donating; just be aware of scams and hackers, because they are hiding everywhere. However, if you’re ever in doubt about a charity, you can always contact the charity directly.



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Thursday, 1 December 2016

PLR Gift to the DOG Niche

What is the best way and the FREE way to help you loose weight? Take your dog for a walk.

I know that many of us are in the Dog Niche and not only do they help us get healthy they also help us get wealthy so we can spend MORE Money on them.

Let me share some stats with you : The APPA found that in 2016 U.S. pet owners are expected to spend $62.75 billion on their furry (or scaly) friends. That estimate is up about 4% from the $60.28 billion spent last year.26 Aug 2016 Report Here

That is a lot of money, here is another resource Report Here so now you can see how we care so much for our pets. Don’t just think it is in America, the UK is just as drastic Report Here .

I have a Health Related Product for FREE down below. All you have to do is click on it to download. Once you do that you will be redirected but nothing drastic. You really can do anything you want with it. Use the articles as you please.




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